Your money,
mastered privately.
Velora gives you a complete view of your finances, from budgets and goals to receipts and shared bills, with no bank login and quick-add text parsed on your device, not on an AI server. Your records stay in your private account: never sold, never profiled.
Your financial life stays
on your device.
Velora is built so your information never has to leave your control. You add what matters by typing, scanning a receipt, or importing a statement, and the intelligence that organises it runs on your phone. Your records are yours alone: never sold, and never used to build a profile of you.
- No bank login. You decide what's recorded. Nothing is pulled from your accounts without you.
- On-device receipt scanning. Photos are read on your phone and never uploaded.
- Budgeting stays on-device. Quick-add text is understood locally, not sent away to be processed.
- No advertising. Velora is funded by subscriptions, not by your attention.
- Never sold or profiled. Your data exists to serve you inside the app, and nothing else.
Powerful where it counts.
Private by default.
The tools to understand and grow your money, designed to feel effortless and to keep your information entirely your own.
Capture spending in seconds
Type it the way you'd say it, or photograph a receipt. Velora reads, categorises and files it, all on your device.
- Natural-language quick add
- On-device receipt scanning
- Import bank statements (CSV)
Budgets & goals that keep pace
Set a limit for each category and savings goals you can actually reach. Velora tracks progress and reminds you before you overspend.
- Per-category monthly limits
- Savings goals you can track
- Gentle, timely reminders
Insights that make sense
See exactly where your money goes with clear breakdowns, trends over time, and a polished monthly statement you can export.
- Category breakdowns
- Month-on-month trends
- Subscription tracking
Shared Spaces for shared lives
Split bills with a partner, flatmates or friends. Velora keeps a clear, fair running balance so everyone knows exactly who owes what.
- Invite by a simple join code
- Automatic equal splitting
- Clear settle-up balances
Your data, always yours
Export a clean PDF statement for any month whenever you like, and delete your account in a tap. No lock-in, no questions asked.
- Export any month as a PDF statement
- One-tap account deletion
- Five languages, six currencies
Set up in under a minute
Add or scan
"Waitrose groceries 62, Uber 15", or photograph a receipt. Velora understands it instantly, on your device.
Confirm
Review the categorised entries and save. Nothing is recorded until you decide it should be.
Stay ahead
Budgets, goals and insights update the moment you do, so you always know precisely where you stand.
Built to protect what matters
Privacy isn't a feature we added. It's the foundation Velora is built on.
On-device intelligence
Quick-add parsing, the budgeting assistant and receipt scanning run entirely on your phone. There's no large language model or AI API behind them, and your entries are never sent away to be processed. That includes the optional Invest assistant; see our Privacy Policy.
Encrypted and isolated
Your account is secured with encryption in transit and database-level isolation, so each person's records are walled off from everyone else's. An optional app lock adds a PIN on top.
You stay in control
Export your full history or delete your account at any moment. We never sell your data, never show you ads, and never share your information for profiling.
One plan. Everything included.
Start with a 14-day free trial of Velora Pro. Cancel anytime, with nothing to lose.
Velora Pro
then $5.99/month or $49.99/year save 30% · cancel anytime
Auto-renews at the price above until cancelled. Manage or cancel anytime in your App Store account settings; cancel at least 24 hours before a period ends to avoid the next charge. Prices in USD; may vary by region.
- Budgets, goals & reminders
- Receipt scanning & imports
- Insights, statement & subscriptions
- Shared Spaces & PDF export
Questions, answered
Is Velora genuinely private?
Yes. The quick-add parser, in-app assistant, statement import and receipt scanning all run on your device. Receipt images are never uploaded, and only the transactions you confirm are saved to your account. You can read the detail in our Privacy Policy.
Do I need to connect my bank?
No. Velora never asks for your bank login. You add transactions by typing them, scanning receipts, or importing a statement, so you stay in complete control of what's recorded.
How much does it cost?
Velora is free to download and comes with a 14-day free trial of Velora Pro. After the trial, Pro continues as an auto-renewing subscription at $5.99/month or $49.99/year (around a 30% saving), billed through the App Store. You can cancel anytime in your App Store account settings.
Which devices are supported?
Velora is available for iPhone on the App Store.
Can I get my data out?
Always. Export a PDF statement for any month from within the app, and delete your account whenever you wish.
Take command of your finances, privately.
Download Velora and see where your money really goes, in under a minute.